Your Motor Insurance needs in one place, made easier and faster.

We enable easy and fast quotation as well as the customization, and purchase of motor insurance plans from any insurance provider of your choice. Experience simplicity, efficiency, and peace of mind as we redefine insurance for the digital age to be accessible anytime, anywhere.

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Your Motor Insurance Struggles end Here, today.

Discover a new era of insurance in Rwanda with Cover Soko. Easily compare and customize motor insurance plans from various insurers. Get quick quotes and experience hassle-free purchases here. Embrace efficiency and peace of mind as we refine insurance for you.

Benefits of working with us!

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It’s fast and free

We have optimized the insurance process to be easier, faster and affordable.

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You get answers

We provide unbiased and necessary information about the Insurance providers and insurance services for you to make more informed decisions on available options..

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Stay up-to-date

We’ll remind you about your insurance status and keep you updated about the market trends in this ever changing and growing insurance industry.

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More than Insurance

We’ll work with your favorite financial service provider to make your insurance cover more affordable

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What we’re offering and how it helps you.

Premium Calculator

Your insurance quote and info is built to be automatic, accurate and approved by insurance regulatory body.

Key Players

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How it works.

01

Get a quote

Provide basic vehicle information and calculate your insurance premiums.

02

Fill application form

customize your insurance policy, and provide personal information.

03

Make payment

Use your preferred payment means to pay for your premiums.

04

Get your deserved cover

Receive your Insurance certificate, contract and payment receipts in minutes.

Frequently asked questions

Welcome to our FAQ section, where we address common queries and provide informative answers to help you navigate our services with ease.

What is cover soko?

Coversoko.rw is an online platform that enables quoting, informs and provides a convenient way to compare options and find coverage that best suits your needs from any provider of your choice in Rwanda. Coversoko.rw is for individuals or organizations seeking insurance whether directly or through Insurance intermediaries.

Can I trust the quotations provided by Cover Soko?

Yes, you can trust the quotes provided by Cover soko. We work with reputable insurance companies and regulators. We use accurate data from the regulator’s tariff to generate the quotes.

Is my personal information safe on Cover Soko?

Absolutely. We take data security seriously. Your personal information is encrypted and protected using industry-standard security measures. We only use your information to provide you with accurate insurance quotes and policies and we do not share it with unauthorized parties.

What if I have questions during the process?

We're here to assist you every step of the way. Our customer support team is available via phone, email, or live chat to answer any questions you may have about insurance options, the application process, or anything else you need help with.

Are there any fees for using Cover Soko service?

Our service is completely free for you to use. Rest assured, there are no hidden fees or charges for accessing quotes and comparing options or receiving your due policies.

What happens if I need to file a claim?

If you need to file a claim, we're here to support you. You can initiate the claims process through our customer service, and we'll guide you through the steps to ensure a smooth experience. Our team will work with your insurer (Or Intermediary) to help you get the compensation you deserve.

How can I customize my insurance policy?

We understand that your insurance needs are unique. Once you receive your quotes, you can easily customize your policy by filling out a personal information form, providing copies of the required identifying documents, and selecting options to align with your preferences and budget.

Is Cover soko a brokerage firm or an insurance agency?

No. Cover soko is just a technology provider that brings tools to enable Insurance companies, agents and brokers to offer the best insurance experience and service to the customers.

Is motor insurance the only insurance service to be found on Cover Soko?

Currently Yes. However, Cover soko’s aim is to be the platform that enables insurance customers to always and easily access as many insurance services as possible and to keep building technology tools that are more customer-centric than ever before. If you need more help, please contact our customer service for further assistance.

What is the difference between third party and comprehensive insurance?

Third-party insurance covers damage and liabilities to others in an accident, while comprehensive insurance in Rwanda includes third-party coverage and extends to damage to your own vehicle from accidents, theft, and natural events. However, it's only available for vehicles less than 15 years old since their year of manufacture and comes with a higher premium than third-party coverage.

What does one need to provide in the motor insurance application process?

When applying for motor insurance, you'll need to provide the legal owner’s information, information about your vehicle as found on the vehicle registration documents (Photos and inspection certificate may be required), any previous insurance history, and honest declarations about modifications or special circumstances. These details are crucial to ensure accurate and trustful coverage.

What is occupant coverage in motor insurance?

It’s a part of motor insurance that ensures the well-being of individuals inside a vehicle during an accident, extending protection beyond the driver. This coverage includes medical bill coverage ranging from 100,000 to 500,000 FRW, along with compensation for rehabilitation, lost wages, and funeral expenses (In case of death or permanent disability) , with limits of 1,000,000 to 5,000,000 FRW per occupant in an accident. The insurance buyer has to specify the coverage limits during the cover purchasing journey.

Why are insurance agents and brokers important to have?

Insurance brokers and agents are important because they help individuals and businesses navigate the complex world of insurance. They provide expertise, and personalized guidance to ensure clients get the right coverage. Whether it's finding the best policy, handling claims, or adjusting coverage as needs change, brokers and agents play a crucial role in simplifying the insurance process and ensuring peace of mind.

Does my premium increase when I have an insurance agent or broker?

No, your insurance premium does not increase when you use an insurance agent or broker for the same coverage from the same insurance provider . Whether you purchase insurance directly from the insurer or through an intermediary, the premium should be the same. Agents and brokers earn commissions from the insurance companies, and these commissions are already factored into the quotation by the insurer, so you generally don't pay extra for their services.

Get your Insurance today, Now!